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GAS REWARD CARDS

As of now Discover is reigning the fuel rewards department. With the ability to earn more than 12 cents in cash back per gallon with the Discover Platinum Gas Card (depending on region and current gas rates), it is something to celebrate, especially during these days of high gas prices.

Applying for a gas rewards card is just as easy as applying for an instant credit card. And although APRs associated with gas reward cards may be slightly higher than those of regular credit cards, it should not concern one as long as he or she pays a balance in full at the end of each month. Carrying a balance over to the next month or missing a payment on a gas reward card will cancel out all benefits of such offers. That is why one needs to be very careful when using one of such cards.

As mentioned earlier, the Discover Platinum Gas Card is currently the leader among the gas reward cards. Besides rebates on gas the program also makes it possible to save on other automobile related purchases. It is even possible to double rewards when using the Discover Platinum Gas Card by redeeming points for gift cards.

Other gas cards that offer rewards are the Chase Perfect Card, Chase BP Visa Rewards Card, Chase Free Cash Rewards Card, Amex Blue Cash, and the Citi Diamond Preferred Rewards Card. These gas reward cards are normally available for individuals with good credit ratings. Most gas reward cards do not carry an annual fee; however, some fees and charges may apply to particular offers. Therefore one should carefully investigate terms and conditions of offer before applying.

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