Home | Learning center | Contact us | Site map

U R @: Learning Center : Credit Card Details : Wal-Mart Credit Card

WAL-MART CREDIT CARD

When you visit one of your local Wal-Mart stores you may be offered to fill out an application for the Wal-Mart Credit Card. At the moment, when you have nothing to compare it to, it may sound as a sweet deal. But for most of us, who have applied for a credit card at least a couple of times in his life, it is not a secret, but it is more of a rule, that it is wise to compare at least a few other similar offers before submitting an application. And in case of the Wal-Mart credit card this will be a good choice!

What Is In Wal-Mart Credit Card That Cannot Be Found Anywhere Else?

Well, the answer is: “Nothing!” By studying closely the deals currently available at CardFusion and comparing them to the Wal-Mart credit card offer one will see that it is not a shocker deal at all. If we just touch up the basic features, in many cases it will not provide cardholders with lowest APR of some other offers. There is no information on balance transfer and 0% intro interest rate to consider. The cask back rewards that one may choose to opt-in for, while applying for the Wal-Mart credit card, is only 1% from the amount of transactions. When at the same time some of the offers listed to the right will have up to 6% cash back bonus. The 3-cent discount on gas at some (notice, not all) Wal-Mart gas stations relative to the current gas prices will amount only to 1%. If one picks The Discover Gas Credit Card the savings will increase to 5% and can be applied at most gas stations around the country.

The only feature that Wal-Mart credit card offers that makes it different from others is the $20 cash at time of purchase. But it may be toped with most of the cash back credit cards presented at CardFusion. If you calculate how much money you can save by using other rewards credit cards it may come close to a few hundred dollars every year if not more. So, why would one get the Wal-Mart credit card? Besides the convenience of applying while shopping at one’s favorite store it does not make much sense. Be smart when choosing your credit card: a one time $20 gift should not make you overlook great features of other offers, from which you can benefit all your life.

Home | Learning center | Contact us | Site map